Electric cooperative
Solar with Flathead Electric Cooperative
Flathead Electric Cooperative members pay 6.54¢ per kWh plus a $4.93 per kW demand charge; a typical home's solar pays back in about 27 years.
See the numbers for your address
At a glance
Residential schedule effective June 1, 2026; checked November 1, 2026. Sources.
What this means for solar
- Excess power is banked as kWh and credited against the energy charge only; the fixed charge and the demand charge are billed regardless. Credits older than twelve months are retired without payment.
- Every member pays a $4.93 per kW demand charge on the highest 1-hour demand Mon-Fri 7-10am and 5-8pm, six holidays excluded. Rooftop solar rarely lowers a home's peak demand, so our estimates do not count it as savings.
- Systems up to 50 kW AC qualify for net metering; above that, capacity would run without export credit.
- There is a $250 interconnection fee.
A typical home: 900 kWh a month, gas heat
Best-case figures with the range shown; no federal credit for homes in 2026. Production reference: Whitefish. Your roof, usage and heating change every number, which is what the estimate is for.
Full schedule and net-metering rules
- Fixed charge
- $27 per month
- Energy
- 5.47¢ up to 600 kWh; 6.44¢ up to 3,500 kWh; 10.02¢ above that; plus 0.10¢ per kWh in riders
- Demand
- $4.93 per kW, all residential; highest 1-hour demand Mon-Fri 7-10am and 5-8pm, six holidays excluded
- Net metering
- Interconnections under 200 kW nameplate and 50 kW export are net metered; excess kWh accrue as a per-kWh offset to billed energy (rolling bank: credit older than twelve months is retired without compensation); credits never offset the basic, demand or reactive charges; the co-op does not purchase energy; $250 processing fee.
- Effective
- June 1, 2026; checked November 1, 2026
Questions members ask
- Does Flathead Electric Cooperative pay for excess solar power?
- Excess power is banked as kWh and credited against the energy charge only; the fixed charge and the demand charge are billed regardless. Credits older than twelve months are retired without payment.
- How big a solar system can I net-meter with Flathead Electric Cooperative?
- Systems up to 50 kW AC qualify for net metering. The interconnection fee is $250.
- Does solar reduce the Flathead Electric Cooperative demand charge?
- Every member pays a $4.93 per kW demand charge on the highest 1-hour demand Mon-Fri 7-10am and 5-8pm, six holidays excluded. Rooftop solar rarely lowers a home's peak demand, so our estimates do not count it as savings.
- What would solar cost and save for a typical Flathead Electric Cooperative home?
- For a gas-heated home using about 900 kWh a month, a net-zero system is about 9.8 kW, costs roughly $23,496 to $28,718 installed, saves $651 to $742 in the first year, and pays back in 24.3 to 31.2 years at 2.7% a year rate growth. Your address gives a real figure in about a minute.
- What federal incentives apply in 2026?
- The 30% homeowner credit (Section 25D) ended for systems completed after December 31, 2025. Business-owned systems, including ranches, farms and rental property, still qualify for the 30% investment credit (Section 48E) and bonus depreciation when placed in service by the end of 2027; tax-exempt owners receive the 30% as a cash payment. Not tax advice.
- Where do these numbers come from?
- The rate figures are read from Flathead Electric Cooperative's own published schedule and net-metering policy (linked under Sources), last checked November 1, 2026. The worked example runs the same engine as the estimator, using a production reference for Whitefish and Montana installed-cost data. If you spot an error, email us and we will correct it.
Service area
Other Montana co-ops: Missoula Electric Cooperative, Park Electric Cooperative, Yellowstone Valley Electric Cooperative, Ravalli Electric Cooperative, Fergus Electric Cooperative, Beartooth Electric Cooperative. All 26 utilities.
Sources
Every figure on this page comes from the documents below. We print the schedule’s effective date and the date we last read it; when a utility publishes nothing, we say so instead of guessing quietly.
- Residential rate schedule: fixed charge, energy rate, demand chargeEffective June 1, 2026 · Checked November 1, 2026 · Read from the primary source
- Net-metering / distributed-generation policyChecked November 1, 2026 · Read from the primary source
- Service territory on the mapChecked October 31, 2026 · Read from the primary source
- Worked example: production, installed cost, savings and paybackChecked November 1, 2026 · Read from the primary source
Spot an error or a rate change? Email mtsolarestimate@gmail.com. How the estimate itself is built: methodology.
Your address, your numbers
Roof, usage and heating change everything above. The estimate takes about a minute and asks for no contact details.