Montana Solar Estimate

Electric cooperative

Solar with Tongue River Electric Cooperative

Tongue River Electric Cooperative members pay 12.1¢ per kWh plus a $1.00 per kW demand charge; a typical home's solar pays back in about 16 years.

See the numbers for your address

At a glance

Energy rate
12.1¢/kWh
tiered by monthly use
Fixed charge
$39/mo
billed every month, solar or not
Demand charge
$1.00/kW
not reduced by solar
Net-metering limit
10 kW AC
bank resets in January

Residential schedule effective December 26, 2025; checked November 1, 2026. Sources.

What this means for solar

  • Excess power is banked as kWh at the full retail rate and drawn down in later months. The bank resets in January, and anything left is forfeited to the utility.
  • Every member pays a $1.00 per kW demand charge on the monthly peak-load reading (interval not published). Rooftop solar rarely lowers a home's peak demand, so our estimates do not count it as savings.
  • Systems up to 10 kW AC qualify for net metering; above that, capacity would run without export credit.
  • Net-metered accounts pay $10 a month more in fixed charges, there is a $200 interconnection fee.

A typical home: 900 kWh a month, gas heat

Net-zero system
8.2 kW
1321 kWh per kW per year
Installed cost
as low as$20,546
up to $25,112
First-year savings
up to$1,248
at least $1,097
Payback
as low as14.2 yrs
14.2–18.8 yrs at 2.7%/yr

Best-case figures with the range shown; no federal credit for homes in 2026. Production reference: Miles City. Your roof, usage and heating change every number, which is what the estimate is for.

Full schedule and net-metering rules
Fixed charge
$39 per month
Energy
12.12¢ up to 1,500 kWh; 11.35¢ above that
Demand
$1.00 per kW, all residential; monthly peak-load reading (interval not published). Introduced Sept 2024 on all Schedule A services of 30 kW or less.
Net metering
Net Metering Interconnection Standards: up to 10 kW; the co-op will not purchase energy; monthly netting at retail with credits carried to a Dec 31 true-up and then granted to the co-op; $10/month net-metering service charge; base, energy and demand charges still apply; $200 non-refundable engineering fee.
Notes
Heat rate 8.04c/kWh Oct-Apr with a qualifying heating system.
Effective
December 26, 2025; checked November 1, 2026

Questions members ask

Does Tongue River Electric Cooperative pay for excess solar power?
Excess power is banked as kWh at the full retail rate and drawn down in later months. The bank resets in January, and anything left is forfeited to the utility.
How big a solar system can I net-meter with Tongue River Electric Cooperative?
Systems up to 10 kW AC qualify for net metering. The interconnection fee is $200. Net-metered accounts pay $10 a month more in fixed charges.
Does solar reduce the Tongue River Electric Cooperative demand charge?
Every member pays a $1.00 per kW demand charge on the monthly peak-load reading (interval not published). Rooftop solar rarely lowers a home's peak demand, so our estimates do not count it as savings.
What would solar cost and save for a typical Tongue River Electric Cooperative home?
For a gas-heated home using about 900 kWh a month, a net-zero system is about 8.2 kW, costs roughly $20,546 to $25,112 installed, saves $1,097 to $1,248 in the first year, and pays back in 14.2 to 18.8 years at 2.7% a year rate growth. Your address gives a real figure in about a minute.
What federal incentives apply in 2026?
The 30% homeowner credit (Section 25D) ended for systems completed after December 31, 2025. Business-owned systems, including ranches, farms and rental property, still qualify for the 30% investment credit (Section 48E) and bonus depreciation when placed in service by the end of 2027; tax-exempt owners receive the 30% as a cash payment. Not tax advice.
Where do these numbers come from?
The rate figures are read from Tongue River Electric Cooperative's own published schedule and net-metering policy (linked under Sources), last checked November 1, 2026. The worked example runs the same engine as the estimator, using a production reference for Miles City and Montana installed-cost data. If you spot an error, email us and we will correct it.

Service area

NorthWestern EnergyMontana-Dakota UtilitiesLincoln Electric CooperativeLower Yellowstone Rural Electric CooperativeMarias River Electric CooperativeMcCone Electric CooperativeMid-Yellowstone Electric CooperativeMissoula Electric CooperativeNorVal Electric CooperativeBeartooth Electric CooperativePark Electric CooperativeBig Flat Electric CooperativeSheridan Electric CooperativeBig Horn County Electric CooperativeSoutheast Electric CooperativeSun River Electric CooperativeCity of Troy ElectricMission Valley PowerYellowstone Valley Electric CooperativeFergus Electric CooperativeVigilante Electric CooperativeRavalli Electric CooperativeFlathead Electric CooperativeGlacier Electric CooperativeHill County Electric CooperativeTongue River Electric Cooperative
Tongue River Electric Cooperative's service territory (highlighted). Hover a region to see its utility.

Other Montana co-ops: Flathead Electric Cooperative, Missoula Electric Cooperative, Park Electric Cooperative, Yellowstone Valley Electric Cooperative, Ravalli Electric Cooperative, Fergus Electric Cooperative. All 26 utilities.

Sources

Every figure on this page comes from the documents below. We print the schedule’s effective date and the date we last read it; when a utility publishes nothing, we say so instead of guessing quietly.

  1. Residential rate schedule: fixed charge, energy rate, demand charge
    Effective December 26, 2025 · Checked November 1, 2026 · Read from the primary source
  2. Net-metering / distributed-generation policy
    Checked November 1, 2026 · Read from the primary source
  3. Service territory on the map
    Checked October 31, 2026 · Read from the primary source
  4. Worked example: production, installed cost, savings and payback
    Checked November 1, 2026 · Read from the primary source
  • A separate electric-heat rate exists for qualifying heating systems and is not modeled here.

Spot an error or a rate change? Email mtsolarestimate@gmail.com. How the estimate itself is built: methodology.

Your address, your numbers

Roof, usage and heating change everything above. The estimate takes about a minute and asks for no contact details.